Nagpakita nang positibong pananaw ang mga bank leaders sa bansa kaugnay sa economic prospects na inilabas ng Banking Sectors Outlook Survey (BSOS) para sa ikalawang semestre noong taong 2021.
Kasabay ng pagiging positibo ng mga bank leaders sa paglago, ay inaasahang dodoble ang bilang ng kabuuang assets, loans, deposits at net income ng Philippine Banking System (PBS) para sa susunod na dalawang taon.
“In terms of loan quality, a lower number of respondents (around 57.3 percent from 63.5 percent in the previous BSOS) estimate a non-performing loan (NPL) ratio of above 5.0 percent in the next two years. By banking group, the topmost NPL ratio projection of universal and commercial banks (UKBs) shifted to between greater than 2.0 to 3.0 percent from the greater than 3.0 to 5.0 percent tier in the first semester of 2021. Meanwhile, 42.7 percent of respondents project an NPL coverage ratio in the range of 51 percent to more than 100 percent,” bahagi pa ng statement ng BSP. (with reports from Bombo John Carlo Galvez)
